![]() Rocket Money’s main competitor is Trim.We recommend going slow at first by turning on this feature at one or two service providers. Turning on this feature means giving Rocket Money consent to negotiate at any time on your behalf and make the change without your approval. When you’re uploading or syncing a bill to be negotiated, you can elect to turn on TrueProtect. Based on user reviews, people are often surprised to see a large transaction from Rocket Money for negotiating a bill or securing a credit. This success fee is the source of many complaints.For example, if they are able to save you $20 a month off of your cable and internet, and you choose to pay Rocket Money the suggested success fee amount of 40%, you’ll pay $96 upfront (40% of the $240 annual savings). If Rocket Money saves you money from bill negotiation services or gets a credit on your bill, this fee is charged upfront. Rocket Money’s success fee is paid upfront.As with the monthly fee, you get to choose how much you pay within that range. In addition to that monthly fee, Rocket Money charges a 30% to 60% “success fee” for their bill negotiation services. This fee unlocks features like their Cancellation Concierge (covered in detail below). To access the premium services, you have to pay a monthly fee of between $3 and $12 per month (you choose how much to pay within this range). Rocket Money is a free app with premium addons. The pricing is complex and can be confusing.There’s a seven-day free trial of the premium service.Your transactions update once per day with the free version. It has minimal ads, and key information is presented upfront. The free version’s tracking and budgeting features are among the best we’ve tested.Final Thoughts: Is Rocket Money Worth It?ħ Things to Know Before Signing up for Rocket Money.What Services Does Rocket Money Work With?.Rocket Money’s Budget & Financial Tracking Review. ![]() Rocket Money Review: Its Features Explained.7 Things to Know Before Signing up for Rocket Money.
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